The national 30-year rate for the week dated November 12, 2026 was 7.11%. The national 15-year rate was 6.45%. A week earlier the national 30-year rate was 7.18%. A week earlier the national 15-year rate was 6.57%.
Source: Freddie Mac PMMS via FRED
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
These are national averages, not a loan offer. ByOwnerOregon.com / Realty Net, LLC is not a lender. This is not an APR.
Frequently Asked Questions
What were mortgage rates for the week of November 12, 2026?
Freddie Mac's Primary Mortgage Market Survey, cited in this post via FRED, put the national 30-year fixed average at 7.11% for the week dated November 12, 2026. The national 15-year average was 6.45%. These are national averages, not a loan offer or an APR.
Did mortgage rates go up or down from the week before?
Both national averages declined. The 30-year fell to 7.11% from 7.18% a week earlier, and the 15-year fell to 6.45% from 6.57%.
Are these the rates an Oregon buyer will actually get?
No. These are national averages, not a loan offer and not an APR. A buyer's own rate depends on credit, down payment, loan type, and lender. ByOwnerOregon.com / Realty Net, LLC is not a lender.
What do these weekly rates mean for Oregon home sellers?
The national 30-year and 15-year averages dipped slightly from the week before. Sellers should treat them as national context and confirm local quotes with a lender. ByOwnerOregon.com / Realty Net, LLC is not a lender.
